It's not just the climate that makes life seem a lot easier than enduring the drizzle and cold back home, but the cheaper cost of living and the more relaxed way of life. For those who suffer from arthritis, rheumatism and asthma, the warm, dry weather can be the most effective medicine. And given large expat communities on the Costa del Sol and Costa Blanca and the abundance of social clubs, there is no need to worry about being isolated. Often the only regret is not having made the move sooner.

But as with everything, it's a good idea to prepare for your retirement in Spain and seek advice so that you make the most of the experience. Age Concern www.ageconcern.co.uk produces a booklet 'Retiring Abroad'. Apply in writing to Age Concern England, Astral House, 1268 London Road, London SW16 4ER.

It may also be important to you to buy a Spanish home that will be a healthy investment to pass on to your children and grandchildren. The laws governing inheritance tax in Spain can be complicated so you will need to seek advice on this matter. Our member agents can refer you to a good lawyer.

Proximity to a hospital, doctor, pharmacy and other health services is something to bear in mind when you are looking at Spanish properties to buy.

Various companies, including Independent Living Spain www.independentlivingspain.com on the Costa del Sol, provide a dedicated service to elderly and disabled people who visit or live in Spain, including the hire of walking sticks, wheelchairs and walking frames.

Make sure you get an E121 form from your local social security office in the UK before you leave and that it is stamped and signed.

Once in Spain, take this to your local social security office in Spain, along with your passport and your application for residency, and photocopies of all forms.

Once the E121 has been accepted, you will receive your social security card within four weeks. Then you should visit your local hospital and register with a local doctor.